Terms of Service

Version 1.0 — Effective 2026-05-19

These Terms of Service (the "Terms") form a legal contract between you and Multistate Land Investments LLC, a North Carolina limited liability company ("Skipshit," "we," "us," or "our"), governing your access to and use of the Skipshit service (the "Service"). The Service is a paid skip-tracing service distributed as a remote Model Context Protocol ("MCP") server.

IMPORTANT: SECTION 14 OF THESE TERMS REQUIRES YOU AND Skipshit TO RESOLVE DISPUTES THROUGH BINDING INDIVIDUAL ARBITRATION AND CONTAINS A CLASS-ACTION WAIVER. SECTION 14 ALSO DELEGATES TO THE ARBITRATOR ALL QUESTIONS ABOUT THE FORMATION, VALIDITY, AND ENFORCEABILITY OF THE ARBITRATION AGREEMENT ITSELF. PLEASE READ SECTION 14 CAREFULLY.

By creating an account, clicking "I attest and agree" at signup, or accessing or using the Service, you agree to be bound by these Terms, by the Skipshit Acceptable Use Policy (the "AUP"), by the Skipshit Privacy Policy, and by the signup attestation you provided. If you do not agree, do not use the Service.

If you are accepting these Terms on behalf of an organization, you represent that you have authority to bind that organization, and "you" includes that organization.

1. Eligibility

You must be at least 18 years old to use the Service. You must be located in the United States. The Service is geo-blocked to users in the European Union, the United Kingdom, and the European Economic Area; you may not attempt to circumvent the block. You must complete the signup attestation, which is incorporated into these Terms by reference, before any billable use of the Service.

2. The Service

The Service accepts a strict set of identifying inputs about a person, forwards those inputs to a licensed U.S. consumer-data aggregator, and returns the response to your connected language-model client. The Service returns only U.S.-based data.

The Service is not a consumer reporting agency. Data returned by the Service is not a "consumer report" under the federal Fair Credit Reporting Act (15 U.S.C. § 1681 et seq.) or any state analog. The Service's data feed is not licensed under, and does not include data regulated by, the Gramm-Leach-Bliley Act (15 U.S.C. § 6801 et seq.) or the Driver's Privacy Protection Act (18 U.S.C. § 2721 et seq.).

We may modify, suspend, or discontinue the Service or any feature at any time, with or without notice. We may impose or change rate limits, usage caps, and other operational restrictions. We may require you to upgrade your client or rotate credentials to continue using the Service.

3. Accounts; Authentication; Credentials

You must create an account to use the Service. Skipshit offers two signup paths: a free path that does not require a payment method and grants a small number of free credits, and a paid path that requires you to add a payment method and immediately purchase credits. Whichever path you choose, you may add or update a payment method later from your account settings to purchase additional credits.

You are responsible for maintaining the confidentiality of your account credentials and API keys, and for all activity that occurs through your account or your keys, whether or not authorized by you. You agree to notify us immediately at hello@skipshit.com if you suspect any unauthorized access to your account or any compromise of your credentials. We may revoke any credential at any time, with or without notice.

You may not share, transfer, sublicense, or sell your account or your API keys. You may not allow any other person to use your account.

4. Credits, Fees, and Payment

4.1 Credits. Use of the Service is metered in credits. Each successful query consumes credits at the rate published in the Service documentation. Credits are not currency, have no cash value, and are not refundable except as expressly stated in these Terms.

4.2 Free credits. New accounts receive a small number of free credits. Free credits are provided as a courtesy to allow you to evaluate the Service, may expire, and may be revoked or reduced at our discretion. We may decline to issue free credits to any account.

4.3 Paid credits. You may purchase additional credits at the prices published on our website at the time of purchase. Prices are exclusive of any applicable taxes, which you are responsible for. We may change pricing at any time; price changes will not apply to credits already purchased.

4.4 Payment processing. Payments are processed by our payment processor. By providing a payment method, you authorize us and our payment processor to charge it for the credits you purchase. You represent that you are authorized to use the payment method.

4.5 Failed payments. If a payment fails, we may suspend your account until the payment is resolved. You remain liable for any amounts due.

4.6 No refunds. All purchases are final. We do not refund unused credits when your account is terminated, suspended, or deleted, whether by you or by us, except where a refund is required by law.

4.7 Disputes; chargebacks. If you believe a charge is incorrect, contact us at hello@skipshit.com within thirty (30) days of the charge. Initiating a chargeback before contacting us, or initiating a chargeback for a charge that conforms to these Terms, is a material breach of these Terms and may result in immediate termination of your account.

5. Acceptable Use; Compliance

You agree to use the Service only in accordance with the AUP, the signup attestation, and applicable law. The AUP is incorporated into these Terms by reference, and a violation of the AUP is a violation of these Terms.

Without limiting the AUP, you agree that you will not use the Service, or any data obtained through the Service:

• as a factor in determining any individual's eligibility for credit, insurance, employment, housing, or any other purpose enumerated in or regulated by the FCRA;
• as GLBA-regulated financial information or DPPA-regulated motor vehicle information;
• to harass, threaten, stalk, intimidate, defraud, or otherwise harm any person, or to target any person under 18;
• for bulk acquisition, list building, list enrichment, or resale, or to enhance any database except on a per-record basis specifically authorized by your customer at the time of the query;
• to train, fine-tune, evaluate, benchmark, or otherwise develop any artificial intelligence or machine learning model, or to feed any third-party AI system other than the language-model client connected to the Service for the specific query;
• to make, support, or replace a "consequential decision" as defined by the Colorado AI Act (Colorado Revised Statutes Title 6, Article 1, Part 17) or any comparable law; or
• to provide data to any person on the U.S. Treasury Department's Office of Foreign Assets Control list of Specially Designated Nationals, or to any person on the Skipshit Restricted Recipients List.

You will comply with all laws, rules, and regulations applicable to your use of the Service, including the Telephone Consumer Protection Act, the CAN-SPAM Act, the federal Do Not Call rules, and all applicable U.S. state privacy laws.

6. License

Subject to your continued compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to access and use the Service for your own internal business or personal purposes during the term of your account. All rights not expressly granted are reserved.

You may not (a) reverse engineer, decompile, or attempt to derive the source or workings of the Service; (b) copy, modify, create derivative works of, distribute, sell, lease, or sublicense the Service or any part of it; (c) remove, alter, or obscure any proprietary notice on the Service or any output; (d) use the Service to develop a product or service competitive with the Service; (e) use any robot, spider, scraper, or other automated means to access the Service except through the published MCP interface and at published rates; or (f) circumvent any rate limit, authentication mechanism, or access control.

7. Ownership of the Service and Data

The Service, including all underlying software, databases, content, and intellectual property, and all data returned by the Service, is owned by us or our licensors and is protected by U.S. and international copyright, trademark, trade secret, and other laws. You acquire no ownership interest in the Service or in any data returned by the Service.

Data returned by the Service is licensed to you only for the limited uses permitted by these Terms and the AUP. You may not retain, reproduce, redistribute, resell, sublicense, or republish data returned by the Service except as expressly permitted.

8. Your Content and Inputs

You retain ownership of the inputs you submit to the Service. By submitting inputs, you grant us a worldwide, non-exclusive, royalty-free license to process the inputs to provide the Service to you, to maintain audit records as described in the Privacy Policy and the AUP, and to enforce these Terms.

You represent and warrant that you have all rights necessary to submit each input to the Service, and that submitting and processing each input does not violate any law or any third party's rights.

9. Confidentiality and Publicity

You agree not to disclose the existence or terms of any non-public communication with us (including support communications, dispute communications, and any non-public information about the Service or its operation) to any third party except to your attorneys, accountants, or other professional advisors who are bound by a duty of confidentiality, or as required by law.

You may not issue any press release, publish any blog post, or otherwise publicly disclose the source of any data returned by the Service, or any commercial relationship with Skipshit, without our prior written consent. The Service relies on data from a licensed U.S. consumer-data aggregator whose identity is confidential.

10. Audit; Suspension; Termination

10.1 Audit. We may audit your use of the Service at any time and may share records of your use with our upstream data source under the audit rights it holds against us. You agree to cooperate with any audit and to provide additional information we reasonably request.

10.2 Suspension and termination by us. We may suspend or terminate your account at any time, with or without notice and with or without cause, including for any actual or suspected violation of these Terms, the AUP, the signup attestation, or applicable law; for failure to pay; if required by our upstream data source; or if we discontinue the Service. Suspension and termination do not entitle you to a refund.

10.3 Termination by you. You may terminate your account at any time by deleting it from your account settings. Termination does not relieve you of any obligation already incurred.

10.4 Effect of termination. On termination, your right to access the Service ends, your API credentials are revoked, and we destroy your account data as described in the Privacy Policy. The following Sections survive termination: 4 (Credits, Fees, and Payment, as to amounts already incurred), 5 (Acceptable Use; Compliance, as to data already obtained), 6 (License, last sentence), 7 (Ownership), 8 (Your Content and Inputs), 9 (Confidentiality and Publicity), 10 (Audit; Suspension; Termination, as to obligations that have accrued), 11 (Disclaimers), 12 (Limitation of Liability), 13 (Indemnification), 14 (Disputes; Arbitration; Class Waiver), 15 (Governing Law), and 17 (General).

11. Disclaimers

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTY OF ANY KIND, EXPRESS, IMPLIED, OR STATUTORY. TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, INCLUDING THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, TITLE, AND ANY WARRANTY ARISING OUT OF COURSE OF DEALING OR USAGE OF TRADE.

WE DO NOT WARRANT, AND EXPRESSLY DISCLAIM, THE ACCURACY, TIMELINESS, COMPLETENESS, OR CURRENTNESS OF ANY DATA RETURNED BY THE SERVICE. DATA RETURNED BY THE SERVICE IS COMPILED FROM PUBLIC AND COMMERCIAL SOURCES AND MAY BE INCOMPLETE, OUT OF DATE, OR INACCURATE. YOU ARE SOLELY RESPONSIBLE FOR VERIFYING ANY DATA YOU OBTAIN BEFORE RELYING ON IT.

WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE, OR THAT ANY DEFECT WILL BE CORRECTED.

NEITHER WE NOR OUR LICENSORS OR SERVICE PROVIDERS WILL BE LIABLE TO YOU OR TO ANY THIRD PARTY FOR ANY LOSS OR INJURY ARISING OUT OF OR CAUSED IN WHOLE OR IN PART BY ANY ACT OR OMISSION, WHETHER NEGLIGENT OR OTHERWISE, IN PROCURING, COMPILING, COLLECTING, INTERPRETING, REPORTING, COMMUNICATING, OR DELIVERING ANY DATA THROUGH THE SERVICE.

Some jurisdictions do not allow the exclusion of certain warranties; if you are in such a jurisdiction, some of the disclaimers above may not apply to you, and you may have additional rights under applicable law.

12. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

(a) IN NO EVENT WILL Skipshit, ITS AFFILIATES, OR ANY OF ITS OR THEIR OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, LICENSORS, OR SERVICE PROVIDERS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, DATA, GOODWILL, OR BUSINESS OPPORTUNITY, ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICE, WHETHER BASED IN CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR ANY OTHER THEORY, AND WHETHER OR NOT WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

(b) THE TOTAL AGGREGATE LIABILITY OF Skipshit, ITS AFFILIATES, AND ANY OF ITS OR THEIR OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, LICENSORS, AND SERVICE PROVIDERS, FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICE, WILL NOT EXCEED THE GREATER OF (i) THE FEES YOU ACTUALLY PAID TO Skipshit FOR THE SERVICE IN THE TWELVE (12) MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM, OR (ii) ONE HUNDRED U.S. DOLLARS ($100).

(c) THE LIMITATIONS IN THIS SECTION 12 APPLY EVEN IF ANY REMEDY FAILS OF ITS ESSENTIAL PURPOSE AND ARE A FUNDAMENTAL PART OF THE BARGAIN BETWEEN YOU AND Skipshit.

Some jurisdictions do not allow the exclusion or limitation of certain damages; if you are in such a jurisdiction, some of the limitations above may not apply to you to the extent prohibited.

13. Indemnification

You agree to indemnify, defend, and hold harmless Skipshit and its affiliates, and each of its and their officers, directors, employees, agents, licensors, and service providers (each, an "Indemnified Party"), from and against any and all claims, demands, actions, proceedings, losses, liabilities, damages, costs, and expenses (including reasonable attorneys' fees and costs) arising out of or relating to: (a) your access to or use of the Service; (b) your violation of these Terms, the AUP, the signup attestation, or applicable law; (c) your inputs to the Service; (d) your use, disclosure, or storage of data obtained through the Service; (e) any claim that data you provided to the Service or that you obtained through the Service infringes, misappropriates, or violates any third party's rights; and (f) any actual or suspected security incident involving the Service that arises from your acts or omissions.

We may, at our option, assume the exclusive defense and control of any matter subject to indemnification by you, in which case you will cooperate with us in asserting any available defenses. You may not settle any matter that imposes any obligation on, or admits any fault by, an Indemnified Party without our prior written consent.

14. Disputes; Arbitration; Class Waiver

PLEASE READ THIS SECTION 14 CAREFULLY. IT REQUIRES YOU AND Skipshit TO RESOLVE DISPUTES THROUGH BINDING INDIVIDUAL ARBITRATION AND LIMITS YOUR RIGHTS IN A DISPUTE.

14.1 Agreement to arbitrate. You and Skipshit agree that any dispute, claim, or controversy arising out of or relating to these Terms, the AUP, the Privacy Policy, the signup attestation, the Service, your account, any data obtained through the Service, or the relationship between you and Skipshit (each, a "Dispute"), whether based in contract, tort, statute, fraud, misrepresentation, or any other legal theory, and whether arising before, during, or after the termination of your account, will be resolved exclusively by final and binding individual arbitration administered by JAMS under its Comprehensive Arbitration Rules and Procedures, or, at your election if the amount in controversy does not exceed $250,000, under its Streamlined Arbitration Rules and Procedures. The arbitration will be conducted by a single arbitrator. The arbitration will be held in Wake County, North Carolina, or, at your election, by videoconference or by written submissions only.

14.2 Delegation of all gateway issues to the arbitrator. You and Skipshit specifically and expressly agree that the arbitrator, and not any court, will have exclusive authority to resolve any and all disputes about the formation, existence, scope, applicability, interpretation, validity, enforceability, unconscionability, or revocability of this agreement to arbitrate, including any claim that all or part of this Section 14 is void or voidable. This delegation is intended to be as broad as the law allows, and is governed by the Federal Arbitration Act, 9 U.S.C. § 1 et seq. You and Skipshit each waive the right to have any such question decided by a court.

14.3 Class and representative waiver. You and Skipshit agree that each may bring claims against the other only on an individual basis, and not as a plaintiff or class member in any purported class, collective, consolidated, mass, or representative action or proceeding. The arbitrator may not consolidate the claims of more than one person, may not preside over any form of representative or class proceeding, and may award relief only to the individual party seeking it and only to the extent necessary to provide relief to that party. If a court or arbitrator decides that this paragraph 14.3 is unenforceable as to a particular claim or request for relief, that claim or request for relief, and only that claim or request for relief, will be severed and brought in a court of competent jurisdiction; all other claims will continue in arbitration.

14.4 Informal resolution first. Before initiating arbitration, you must send a written notice of dispute to Multistate Land Investments LLC, 500 Westover Dr, PMB 12840, Sanford, NC 27330-8941, with a copy to hello@skipshit.com. The notice must describe the dispute and the relief sought. You and Skipshit will attempt in good faith to resolve the dispute for sixty (60) days after the notice is sent. If the dispute is not resolved in that period, either party may initiate arbitration. Time spent in this informal process tolls any applicable statute of limitations.

14.5 Arbitration fees and costs. Arbitration fees and costs will be governed by the JAMS rules and applicable law. To the extent any rule conflicts with these Terms, these Terms will control unless prohibited by applicable law.

14.6 Exceptions. Notwithstanding paragraphs 14.1 through 14.3:

• Either party may bring an individual action in small-claims court in Wake County, North Carolina, if the claim qualifies and is brought on an individual (non-class) basis;
• Either party may seek interim injunctive or equitable relief in a court of competent jurisdiction in Wake County, North Carolina, to protect its intellectual property, confidential information, or trade secrets, pending the appointment of the arbitrator; once the arbitrator is appointed, the arbitrator may modify or dissolve any such interim relief; and
• Nothing in this Section 14 prevents either party from reporting a matter to a government agency or from cooperating with a government investigation.

14.7 Confidentiality of arbitration. The existence and content of any arbitration under this Section 14 will be kept confidential by the parties, except as required by law or as necessary to enforce or challenge an award.

14.8 Survival. This Section 14 survives termination of these Terms and termination or deletion of your account.

14.9 Thirty-day right to opt out. You may opt out of this Section 14 (other than paragraph 14.3, which cannot be opted out of) by sending a written notice to Multistate Land Investments LLC, 500 Westover Dr, PMB 12840, Sanford, NC 27330-8941, and to hello@skipshit.com, within thirty (30) days after you first accept these Terms. The notice must include your name, the email address associated with your account, and a clear statement that you opt out of arbitration. An opt-out by one person does not opt out anyone else.

15. Governing Law; Venue for Non-Arbitrable Matters

These Terms and any Dispute are governed by the laws of the State of North Carolina, without regard to its conflict-of-laws principles. The United Nations Convention on Contracts for the International Sale of Goods does not apply. For any Dispute that is not subject to arbitration under Section 14 (including actions to compel arbitration, to enforce an arbitration award, or for the limited equitable relief described in Section 14.6), you and Skipshit consent to the exclusive personal jurisdiction and venue of the state and federal courts located in Wake County, North Carolina. In any such action, the prevailing party is entitled to recover its reasonable attorneys' fees and costs.

16. Notices

We may give you notices by email to the address associated with your account, by posting to the Service, or by any other reasonable means. You may give us notices at:

Multistate Land Investments LLC 500 Westover Dr, PMB 12840 Sanford, NC 27330-8941 hello@skipshit.com

Notices are effective on receipt.

17. General

17.1 Entire agreement. These Terms, together with the AUP, the Privacy Policy, and the signup attestation, are the entire agreement between you and Skipshit about the Service and supersede all prior or contemporaneous agreements and understandings about the same subject matter.

17.2 Changes to the Terms. We may update these Terms from time to time. The updated Terms will be effective when posted, and the version and effective date at the top will reflect the update. If we make a material change, we will give you reasonable advance notice, which may be by email or through the Service. Your continued use of the Service after the update is effective constitutes your acceptance. If you do not agree to the update, you must stop using the Service and may delete your account.

17.3 Severability. If any provision of these Terms is held invalid or unenforceable, the remaining provisions will remain in full force and effect, and the invalid or unenforceable provision will be modified to the minimum extent necessary to make it valid and enforceable.

17.4 No waiver. Our failure to enforce any provision of these Terms is not a waiver of that provision or of any other.

17.5 Assignment. You may not assign or transfer these Terms or any rights or obligations under them, by operation of law or otherwise, without our prior written consent, and any attempt to do so is void. We may assign these Terms freely.

17.6 No third-party beneficiaries. These Terms do not confer any rights on any third party, except that our service providers and licensors are intended beneficiaries of Sections 7, 11, 12, 13, and 14.

17.7 Independent contractors. You and Skipshit are independent parties. These Terms do not create any partnership, agency, employment, or joint venture between you and Skipshit.

17.8 Force majeure. Neither party is liable for any failure or delay in performance caused by circumstances beyond its reasonable control, including acts of God, war, terrorism, civil unrest, labor disputes, governmental action, network or infrastructure failures, or the acts or omissions of any third party not under its reasonable control.

17.9 No drafting presumption. These Terms are the result of negotiation between the parties and are not to be construed against either party as drafter.

17.10 Headings. Headings are for reference only and do not affect interpretation.

17.11 Electronic acceptance. You consent to receive communications from us electronically, and you agree that all agreements, notices, disclosures, and other communications we provide electronically satisfy any legal requirement that they be in writing. Your click of "I attest and agree," or your access to or use of the Service, constitutes your electronic signature and acceptance.

18. Contact

Questions about these Terms should be directed to:

Multistate Land Investments LLC 500 Westover Dr, PMB 12840 Sanford, NC 27330-8941 hello@skipshit.com